Pregnant women, who are members of the national health insurance, are entitled to a number of the health insurance services in the context of maternity benefits. The Familien-Wegweiser (Family Guide) of the Federal Ministry of Family Affairs, Senior Citizens, Women and Youth gives a survey of these benefits.

Pregnant women who are members of the private health insurance should clarify their claims with their health insurance as soon as possible.

As a general rule, members of the national health insurance don’t have to pay insurance fees during maternity and parental leave, whereas students have to pay their insurance contribution during these times as well.

A family insurance for the child and the spouse via one parent is possible as well for statutory insurance for employees as for students’ statutory insurance as for the voluntary continued insurance.

With students, who are themselves still co-insured by their parents in a private health insurance, the child can also be co-insured by the insurance of its grandparents. When the dependents’ co-insurance of the student mother terminates, the child must become co-insured by its mother, e.g. in the students’ statutory insurance.